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Payday loan - Wikipedia, the free encyclopedia
4.1 Australia; 4.2 Canada; 4.3 UK; 4.4 United States . The borrower writes a postdated check to the lender in the full amount of the loan . class, who pay at most a rate of about 25% on their credit card purchases. [edit] Aggressive advertising practices. The debt charity Credit Action made a complaint to the UK Office of Fair .
http://en.wikipedia.org/wiki/Payday_loan
Credit history - Wikipedia, the free encyclopedia
This information is used by lenders such as credit card companies to determine an individual's credit . A creditor also checks its customers' credit files periodically. . Paper copies can also be ordered at no charge for residents of Canada.
http://en.wikipedia.org/wiki/Credit_history