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October 08, 2008|By Christopher Neiger

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Payday loan - Wikipedia, the free encyclopedia
A Payday loan (also called a Payday advance) is a small, short-term, loan . Payday loans carry substantial risk to the lender; they have a default rate of 10-20 %, and . recent pay stubs, whereas larger-loan lenders do full credit checks and make . found "no empirical evidence that payday lending leads to more bankruptcy .
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